Van Nuys, CA · Charter 24553
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
68
Asset Quality
68
Profitability
35
Liquidity
1
Efficiency
16
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Van Nuys, CA · Charter 24553
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.25% | 0.24% | 0.16% | 0.30% | 0.27% | +2 bps | |
| Return on Equity | 2.18% | 2.14% | 1.41% | 2.71% | 2.40% | +22 bps | |
| Net Interest Margin | 3.28% | 3.22% | 3.25% | 3.24% | 3.29% | +1 bps | |
| Efficiency Ratio | 86.19% | 87.12% | 88.53% | 86.09% | 86.03% | -15 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.78% | 2.50% | 2.57% | 5.76% | 3.46% | +524 bps | |
| Loan Growth (YoY) | 0.29% | 0.93% | 1.09% | 0.38% | -0.12% | -41 bps | |
| Share Growth (YoY) | 5.99% | 8.17% | 4.95% | 5.50% | 3.01% | -298 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.62% | 0.63% | 0.67% | 0.56% | 0.51% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.57% | 11.33% | 11.38% | 11.14% | 11.32% | -24 bps | |
| Net Worth / Assets | 11.57% | 11.33% | 11.38% | 11.14% | 11.32% | -24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.53% | 61.39% | 62.59% | 59.84% | 60.62% | -190 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Van Nuys, CA · Charter 24553 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19)
NCUA · 4 branches
Q2 2026
Return on Assets
0.27%
Rank 15 of 19
Net Interest Margin
3.29%
Rank 7 of 19
Efficiency Ratio
86.03%
Rank 17 of 19
Equity / Assets
11.32%
Rank 6 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.27% | 0.60% | 1.02% | Beats 21% | 15 / 19 | |
| Return on Equity | 2.40% | 2.40% | 5.67% | 8.40% | Beats 21% | 15 / 19 | |
| Net Interest Margin | 3.29% | 2.65% | 2.97% | 3.42% | Beats 63% | 7 / 19 | |
| Efficiency Ratio | 86.03% | 64.19% | 77.39% | 85.63% | Beats 16% | 17 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.51% | 0.44% | 0.61% | 0.87% | Beats 68% | 7 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.32% | 9.41% | 10.19% | 11.40% | Beats 68% | 6 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.32% | 9.41% | 10.19% | 11.40% | Beats 68% | 6 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 60.62% | 69.76% | 83.28% | 94.64% | 11th pctl | 17 / 19 | |
| Loans / Assets | 54.60% | 53.33% | 68.68% | 78.95% | 26th pctl | 14 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||