Los Angeles, CA · Charter 24549
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 0.66% | 0.57% | 0.83% | 0.57% | -15 bps | |
| Return on Equity | 6.49% | 5.69% | 4.62% | 5.96% | 4.16% | -233 bps | |
| Net Interest Margin | 4.61% | 4.73% | 4.94% | 5.69% | 5.63% | +102 bps | |
| Efficiency Ratio | 87.90% | 88.63% | 90.69% | 85.21% | 86.35% | -154 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.22% | -5.18% | -5.33% | -16.90% | -16.21% | -1,643 bps | |
| Loan Growth (YoY) | -5.45% | -10.89% | -12.66% | -11.06% | -9.89% | -444 bps | |
| Share Growth (YoY) | 0.11% | -6.24% | -5.46% | -18.72% | -17.83% | -1,794 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.31% | 1.36% | 1.43% | 1.40% | 1.07% | -23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.17% | 11.65% | 12.29% | 14.00% | 13.81% | +264 bps | |
| Net Worth / Assets | 11.17% | 11.65% | 12.29% | 14.00% | 13.81% | +264 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.20% | 87.52% | 89.26% | 100.06% | 95.62% | +843 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |