Los Angeles, CA · Charter 24549
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
66
Asset Quality
23
Profitability
71
Liquidity
0
Efficiency
40
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 24549
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 0.66% | 0.57% | 0.83% | 0.57% | -15 bps | |
| Return on Equity | 6.49% | 5.69% | 4.62% | 5.96% | 4.16% | -233 bps | |
| Net Interest Margin | 4.61% | 4.73% | 4.94% | 5.69% | 5.63% | +102 bps | |
| Efficiency Ratio | 87.90% | 88.63% | 90.69% | 85.21% | 86.35% | -154 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.22% | -5.18% | -5.33% | -16.90% | -16.21% | -1,643 bps | |
| Loan Growth (YoY) | -5.45% | -10.89% | -12.66% | -11.06% | -9.89% | -444 bps | |
| Share Growth (YoY) | 0.11% | -6.24% | -5.46% | -18.72% | -17.83% | -1,794 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.31% | 1.36% | 1.43% | 1.40% | 1.07% | -23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.17% | 11.65% | 12.29% | 14.00% | 13.81% | +264 bps | |
| Net Worth / Assets | 11.17% | 11.65% | 12.29% | 14.00% | 13.81% | +264 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.20% | 87.52% | 89.26% | 100.06% | 95.62% | +843 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 24549 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 2 branches
Q2 2026
Return on Assets
0.57%
Rank 24 of 62
Net Interest Margin
5.63%
Rank 2 of 62
Efficiency Ratio
86.35%
Rank 38 of 62
Equity / Assets
13.80%
Rank 21 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.57% | 0.01% | 0.47% | 0.92% | Beats 61% | 24 / 62 | |
| Return on Equity | 4.16% | 0.18% | 3.35% | 5.66% | Beats 56% | 27 / 62 | |
| Net Interest Margin | 5.63% | 2.88% | 3.31% | 3.93% | Beats 97% | 2 / 62 | |
| Efficiency Ratio | 86.35% | 71.17% | 84.14% | 92.47% | Beats 40% | 38 / 62 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.07% | 0.22% | 0.52% | 0.99% | Beats 23% | 49 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.80% | 9.30% | 12.20% | 16.33% | Beats 66% | 21 / 62 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.80% | 9.30% | 12.20% | 16.33% | Beats 66% | 21 / 62 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 95.62% | 48.69% | 57.00% | 84.55% | 97th pctl | 2 / 62 | |
| Loans / Assets | 81.46% | 42.93% | 53.05% | 69.62% | 95th pctl | 3 / 62 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||