North Little Ro, AR · Charter 24430
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.35% | 1.36% | 1.18% | 0.07% | 0.56% | -79 bps | |
| Return on Equity | 9.82% | 9.76% | 8.59% | 0.54% | 4.19% | -562 bps | |
| Net Interest Margin | 4.82% | 4.81% | 4.67% | 4.35% | 4.37% | -45 bps | |
| Efficiency Ratio | 81.74% | 81.04% | 82.51% | 93.07% | 86.13% | +438 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.86% | 9.52% | 12.36% | 4.70% | 9.47% | -39 bps | |
| Loan Growth (YoY) | -9.24% | -12.61% | -9.53% | -13.22% | -6.76% | +248 bps | |
| Share Growth (YoY) | 9.73% | 9.32% | 12.94% | 4.08% | 9.27% | -46 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.86% | 0.74% | 0.67% | 0.66% | 1.43% | +57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.37% | 0.21% | 0.13% | 0.27% | 0.38% | +1 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.74% | 13.93% | 13.77% | 13.39% | 13.34% | -40 bps | |
| Net Worth / Assets | 13.74% | 13.93% | 13.77% | 13.39% | 13.34% | -40 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.61% | 49.31% | 47.26% | 44.35% | 43.18% | -742 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |