North Little Ro, AR · Charter 24430
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Little Rock-North Little Rock-Conway, AR area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
47
Asset Quality
37
Profitability
61
Liquidity
3
Efficiency
58
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
North Little Ro, AR · Charter 24430
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.35% | 1.36% | 1.18% | 0.07% | 0.56% | -79 bps | |
| Return on Equity | 9.82% | 9.76% | 8.59% | 0.54% | 4.19% | -562 bps | |
| Net Interest Margin | 4.82% | 4.81% | 4.67% | 4.35% | 4.37% | -45 bps | |
| Efficiency Ratio | 81.74% | 81.04% | 82.51% | 93.07% | 86.13% | +438 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.86% | 9.52% | 12.36% | 4.70% | 9.47% | -39 bps | |
| Loan Growth (YoY) | -9.24% | -12.61% | -9.53% | -13.22% | -6.76% | +248 bps | |
| Share Growth (YoY) | 9.73% | 9.32% | 12.94% | 4.08% | 9.27% | -46 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.86% | 0.74% | 0.67% | 0.66% | 1.43% | +57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.37% | 0.21% | 0.13% | 0.27% | 0.38% | +1 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.74% | 13.93% | 13.77% | 13.39% | 13.34% | -40 bps | |
| Net Worth / Assets | 13.74% | 13.93% | 13.77% | 13.39% | 13.34% | -40 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 50.61% | 49.31% | 47.26% | 44.35% | 43.18% | -742 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
North Little Ro, AR · Charter 24430 · Peer group: credit unions under $1B in assets in the Little Rock-North Little Rock-Conway, AR area (n=19)
NCUA · 1 branch
Q2 2026
Return on Assets
0.55%
Rank 8 of 19
Net Interest Margin
4.36%
Rank 6 of 19
Efficiency Ratio
86.19%
Rank 9 of 19
Equity / Assets
13.34%
Rank 10 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | -0.02% | 0.44% | 1.25% | Beats 58% | 8 / 19 | |
| Return on Equity | 4.14% | -0.07% | 3.96% | 5.78% | Beats 58% | 8 / 19 | |
| Net Interest Margin | 4.36% | 3.37% | 4.04% | 4.48% | Beats 68% | 6 / 19 | |
| Efficiency Ratio | 86.19% | 69.76% | 87.77% | 101.21% | Beats 58% | 9 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.42% | 0.12% | 0.82% | 2.31% | Beats 37% | 13 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.34% | 11.21% | 13.34% | 22.44% | Beats 47% | 10 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.34% | 11.21% | 13.34% | 22.44% | Beats 47% | 10 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 43.18% | 56.40% | 66.97% | 83.97% | 11th pctl | 17 / 19 | |
| Loans / Assets | 37.00% | 43.58% | 56.37% | 69.23% | 11th pctl | 17 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||