Columbus, NE · Charter 24402
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.63% | -1.00% | -0.65% | 0.63% | 0.44% | +207 bps | |
| Return on Equity | -16.08% | -9.55% | -6.24% | 6.07% | 4.14% | +2,022 bps | |
| Net Interest Margin | 3.90% | 4.11% | 4.11% | 4.00% | 4.16% | +25 bps | |
| Efficiency Ratio | 108.36% | 100.63% | 96.66% | 77.45% | 78.82% | -2,954 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 32.98% | 33.84% | 35.57% | 26.96% | -1.98% | -3,496 bps | |
| Loan Growth (YoY) | 43.06% | 35.06% | 34.08% | 32.35% | 8.23% | -3,483 bps | |
| Share Growth (YoY) | 31.35% | 33.11% | 35.25% | 25.73% | -2.20% | -3,355 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.96% | 1.61% | 1.48% | 1.41% | 1.04% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.13% | 10.51% | 10.39% | 10.38% | 10.72% | +60 bps | |
| Net Worth / Assets | 10.13% | 10.51% | 10.39% | 10.38% | 10.72% | +60 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 82.95% | 85.92% | 82.33% | 77.54% | 91.80% | +884 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |