Onenebraska
Columbus, NE · Charter 24402 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$106.5MAssets
$87.0MLoans
$94.7MShares
$11.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets (rank 546 of 1683).
- Widest gap: equity / assets trails 72% of credit unions under $1B in assets (rank 1214 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.44%
Rank 1,187 of 1,683
Net Interest Margin
4.16%
Rank 546 of 1,683
Efficiency Ratio
78.81%
Rank 870 of 1,682
Equity / Assets
10.72%
Rank 1,214 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,187 / 1,683 | |
| Return on Equity | 4.15% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,069 / 1,681 | |
| Net Interest Margin | 4.16% | 3.31% | 3.82% | 4.32% | Beats 68% | 546 / 1,683 | |
| Efficiency Ratio | 78.81% | 68.91% | 78.20% | 86.93% | Beats 48% | 870 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.26% | 0.65% | 1.29% | Beats 32% | 1,150 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.72% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,214 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.72% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,214 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 91.80% | 52.61% | 69.38% | 83.50% | 89th pctl | 178 / 1,683 | |
| Loans / Assets | 81.65% | 44.71% | 59.18% | 70.72% | 94th pctl | 109 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |