University of Pennsylvania Students Philadelphia, PA · Charter 24290 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
$4.4M Assets
$72K Loans
$3.6M Shares
$808K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 73% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 14 of 51). Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 47 of 50). Overall: at or above the peer median on 2 of 7 directional measures. Return on Assets
0.00%
Rank 38 of 51
Net Interest Margin
3.21%
Rank 32 of 51
Efficiency Ratio
96.55%
Rank 42 of 50
Equity / Assets
18.26%
Rank 14 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.00% -0.05% 0.48% 0.90% Beats 22% 38 / 51 Return on Equity 0.00% -0.58% 4.00% 6.90% Beats 22% 38 / 51 Net Interest Margin 3.21% 2.96% 3.44% 3.98% Beats 37% 32 / 51 Efficiency Ratio 96.55% 73.91% 81.87% 94.16% Beats 18% 42 / 50 Asset Quality Nonperforming Loans / Loans 4.17% 0.19% 0.96% 1.83% Beats 8% 47 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 18.26% 10.44% 12.55% 18.48% Beats 73% 14 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 18.26% 10.44% 12.55% 18.48% Beats 73% 14 / 51 Liquidity & Funding Loans / Deposits 2.02% 28.84% 50.95% 65.41% 2nd pctl 50 / 51 Loans / Assets 1.63% 20.51% 39.58% 57.94% 2nd pctl 50 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11