Clewiston, FL · Charter 24204
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.56% | 0.52% | 0.59% | 0.10% | 0.52% | -4 bps | |
| Return on Equity | 5.83% | 5.11% | 5.84% | 0.96% | 5.03% | -80 bps | |
| Net Interest Margin | 3.22% | 3.45% | 3.39% | 3.37% | 3.44% | +22 bps | |
| Efficiency Ratio | 83.74% | 84.34% | 83.35% | 90.18% | 82.82% | -92 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.91% | -0.78% | 1.78% | -0.55% | -2.72% | -181 bps | |
| Loan Growth (YoY) | -0.18% | 1.28% | 1.70% | 0.59% | -1.54% | -137 bps | |
| Share Growth (YoY) | -0.85% | -1.13% | 1.48% | -1.46% | -3.57% | -272 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.44% | 0.79% | 0.29% | 0.28% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.56% | 10.16% | 10.18% | 10.03% | 10.36% | +80 bps | |
| Net Worth / Assets | 9.56% | 10.16% | 10.18% | 10.03% | 10.36% | +80 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.01% | 72.14% | 69.54% | 67.71% | 69.44% | +143 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |