Everglades
Clewiston, FL · Charter 24204 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$55.4MAssets
$34.4MLoans
$49.5MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 74% of credit unions under $1B in assets (rank 446 of 1682).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets (rank 1274 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.52%
Rank 1,111 of 1,683
Net Interest Margin
3.44%
Rank 1,162 of 1,683
Efficiency Ratio
82.78%
Rank 1,075 of 1,682
Equity / Assets
10.36%
Rank 1,274 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,111 / 1,683 | |
| Return on Equity | 5.02% | 2.67% | 5.89% | 8.74% | Beats 43% | 955 / 1,681 | |
| Net Interest Margin | 3.44% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,162 / 1,683 | |
| Efficiency Ratio | 82.78% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,075 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.29% | Beats 74% | 446 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.36% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,274 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.36% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,274 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.44% | 52.61% | 69.38% | 83.50% | 50th pctl | 840 / 1,683 | |
| Loans / Assets | 62.02% | 44.71% | 59.18% | 70.72% | 57th pctl | 729 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |