Little Rock, AR · Charter 24202
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.45% | 0.49% | 0.87% | 0.80% | +46 bps | |
| Return on Equity | 1.69% | 2.21% | 2.42% | 4.34% | 3.98% | +229 bps | |
| Net Interest Margin | 1.05% | 1.17% | 1.23% | 1.75% | 1.71% | +66 bps | |
| Efficiency Ratio | 76.77% | 71.66% | 70.06% | 59.11% | 61.00% | -1,577 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.95% | 3.91% | 6.88% | 4.73% | 3.80% | -115 bps | |
| Loan Growth (YoY) | 4.83% | 7.85% | 8.93% | 7.85% | 6.56% | +173 bps | |
| Share Growth (YoY) | 3.42% | 3.52% | 4.93% | 3.76% | 2.68% | -73 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.11% | 0.25% | 0.11% | 0.09% | 0.12% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.24% | 20.22% | 20.17% | 20.12% | 20.21% | -2 bps | |
| Net Worth / Assets | 20.24% | 20.22% | 20.17% | 20.12% | 20.21% | -2 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 35.66% | 36.34% | 36.58% | 36.40% | 37.01% | +135 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |