Grand Island, NE · Charter 24189
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.83% | 0.78% | 0.75% | 0.15% | 0.33% | -50 bps | |
| Return on Equity | 8.26% | 7.52% | 6.92% | 1.37% | 3.12% | -515 bps | |
| Net Interest Margin | 4.28% | 4.30% | 4.44% | 4.24% | 4.26% | -2 bps | |
| Efficiency Ratio | 81.39% | 82.02% | 83.44% | 96.90% | 92.29% | +1,090 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.58% | -3.21% | -3.81% | -3.91% | -0.75% | +83 bps | |
| Loan Growth (YoY) | 5.50% | -2.28% | 5.62% | -0.57% | -2.38% | -787 bps | |
| Share Growth (YoY) | -2.28% | -2.88% | -4.65% | -5.06% | -2.95% | -67 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.13% | 0.03% | 0.16% | 0.01% | 0.04% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.08% | 10.36% | 10.85% | 10.63% | 10.63% | +55 bps | |
| Net Worth / Assets | 10.08% | 10.36% | 10.85% | 10.63% | 10.63% | +55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.33% | 52.82% | 56.96% | 53.98% | 52.64% | +31 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |