Central Nebraska
Grand Island, NE · Charter 24189 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$11.8MAssets
$5.3MLoans
$10.1MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 168 of 1682).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets (rank 1440 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.34%
Rank 1,277 of 1,683
Net Interest Margin
4.27%
Rank 454 of 1,683
Efficiency Ratio
92.14%
Rank 1,440 of 1,682
Equity / Assets
10.63%
Rank 1,231 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,277 / 1,683 | |
| Return on Equity | 3.19% | 2.67% | 5.89% | 8.74% | Beats 29% | 1,189 / 1,681 | |
| Net Interest Margin | 4.27% | 3.31% | 3.82% | 4.32% | Beats 73% | 454 / 1,683 | |
| Efficiency Ratio | 92.14% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,440 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.26% | 0.65% | 1.29% | Beats 90% | 168 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,231 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,231 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 52.64% | 52.61% | 69.38% | 83.50% | 25th pctl | 1,261 / 1,683 | |
| Loans / Assets | 44.99% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,255 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |