Anderson, IN · Charter 24171
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.04% | 1.07% | 0.95% | -0.22% | 0.38% | -66 bps | |
| Return on Equity | 9.56% | 9.52% | 8.43% | -2.08% | 3.50% | -606 bps | |
| Net Interest Margin | 4.49% | 4.62% | 4.65% | 4.30% | 4.45% | -5 bps | |
| Efficiency Ratio | 66.99% | 64.57% | 66.29% | 72.59% | 70.92% | +393 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.01% | 1.47% | 0.65% | 4.40% | 4.63% | +362 bps | |
| Loan Growth (YoY) | -3.81% | -3.99% | -4.93% | -3.62% | -7.02% | -320 bps | |
| Share Growth (YoY) | 0.27% | 0.50% | -0.13% | 4.10% | 4.52% | +425 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.40% | 3.12% | 4.02% | 3.17% | 3.43% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.92% | 11.25% | 11.30% | 10.67% | 10.95% | +3 bps | |
| Net Worth / Assets | 10.92% | 11.25% | 11.30% | 10.67% | 10.95% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.08% | 74.07% | 72.23% | 68.16% | 65.90% | -818 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |