Anderson, IN · Charter 24171
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
18
Asset Quality
6
Profitability
39
Liquidity
92
Efficiency
76
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Anderson, IN · Charter 24171
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.04% | 1.07% | 0.95% | -0.22% | 0.38% | -66 bps | |
| Return on Equity | 9.56% | 9.52% | 8.43% | -2.08% | 3.50% | -606 bps | |
| Net Interest Margin | 4.49% | 4.62% | 4.65% | 4.30% | 4.45% | -5 bps | |
| Efficiency Ratio | 66.99% | 64.57% | 66.29% | 72.59% | 70.92% | +393 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.01% | 1.47% | 0.65% | 4.40% | 4.63% | +362 bps | |
| Loan Growth (YoY) | -3.81% | -3.99% | -4.93% | -3.62% | -7.02% | -320 bps | |
| Share Growth (YoY) | 0.27% | 0.50% | -0.13% | 4.10% | 4.52% | +425 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.40% | 3.12% | 4.02% | 3.17% | 3.43% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.92% | 11.25% | 11.30% | 10.67% | 10.95% | +3 bps | |
| Net Worth / Assets | 10.92% | 11.25% | 11.30% | 10.67% | 10.95% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.08% | 74.07% | 72.23% | 68.16% | 65.90% | -818 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Anderson, IN · Charter 24171 · Peer group: credit unions under $1B in assets in the Indianapolis-Carmel-Greenwood, IN area (n=17)
NCUA · 1 branch
Q2 2026
Return on Assets
0.38%
Rank 11 of 17
Net Interest Margin
4.45%
Rank 9 of 17
Efficiency Ratio
70.94%
Rank 5 of 17
Equity / Assets
10.95%
Rank 14 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.38% | 0.19% | 0.64% | 1.29% | Beats 35% | 11 / 17 | |
| Return on Equity | 3.50% | 1.18% | 4.37% | 6.83% | Beats 35% | 11 / 17 | |
| Net Interest Margin | 4.45% | 3.90% | 4.45% | 5.14% | Beats 47% | 9 / 17 | |
| Efficiency Ratio | 70.94% | 70.94% | 82.19% | 89.67% | Beats 76% | 5 / 17 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 3.43% | 0.25% | 0.67% | 1.07% | Beats 6% | 17 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.95% | 11.07% | 13.23% | 17.96% | Beats 18% | 14 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.95% | 11.07% | 13.23% | 17.96% | Beats 18% | 14 / 17 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 65.90% | 50.73% | 68.00% | 82.61% | 41st pctl | 10 / 17 | |
| Loans / Assets | 58.53% | 39.57% | 58.53% | 70.18% | 47th pctl | 9 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||