Omaha, NE · Charter 2414
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | -0.72% | -1.39% | -2.38% | -1.45% | -0.96% | -4.18% | -2.65% | -27 bps | |
| Return on Equity | 1.08% | -1.58% | -3.10% | -5.29% | -3.23% | -2.14% | -9.50% | -6.05% | -76 bps | |
| Net Interest Margin | 5.87% | 1.41% | 5.49% | 5.61% | 5.69% | 5.62% | 5.19% | 5.34% | -27 bps | |
| Efficiency Ratio | 85.27% | 115.14% | 94.90% | 108.15% | 101.54% | 90.68% | 113.74% | 107.82% | -33 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.21% | -6.17% | -1.36% | -2.73% | -4.55% | -1.15% | -1.82% | -1.54% | +118 bps | |
| Loan Growth (YoY) | -9.07% | -16.75% | -17.02% | -18.92% | -18.35% | -16.35% | -17.58% | -10.13% | +879 bps | |
| Share Growth (YoY) | -9.47% | -9.96% | -0.62% | -2.67% | -5.68% | 0.41% | -0.35% | 0.85% | +352 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.38% | 1.46% | 0.88% | 0.71% | 1.20% | 1.20% | 0.54% | 0.17% | -54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.70% | 0.74% | 1.17% | 0.87% | 0.91% | 0.97% | 1.76% | 1.64% | +77 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 44.37% | 45.31% | 44.86% | 44.98% | 44.87% | 44.88% | 44.00% | 43.72% | -126 bps | |
| Net Worth / Assets | 44.37% | 45.31% | 44.86% | 44.98% | 44.87% | 44.88% | 44.00% | 43.72% | -126 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 134.46% | 130.35% | 122.07% | 120.06% | 116.40% | 108.59% | 100.96% | 106.98% | -1,308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |