Omaha, NE · Charter 2414
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
93
Asset Quality
89
Profitability
30
Liquidity
0
Efficiency
7
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 2414
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | -0.72% | -1.39% | -2.38% | -1.45% | -0.96% | -4.18% | -2.65% | -27 bps | |
| Return on Equity | 1.08% | -1.58% | -3.10% | -5.29% | -3.23% | -2.14% | -9.50% | -6.05% | -76 bps | |
| Net Interest Margin | 5.87% | 1.41% | 5.49% | 5.61% | 5.69% | 5.62% | 5.19% | 5.34% | -27 bps | |
| Efficiency Ratio | 85.27% | 115.14% | 94.90% | 108.15% | 101.54% | 90.68% | 113.74% | 107.82% | -33 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.21% | -6.17% | -1.36% | -2.73% | -4.55% | -1.15% | -1.82% | -1.54% | +118 bps | |
| Loan Growth (YoY) | -9.07% | -16.75% | -17.02% | -18.92% | -18.35% | -16.35% | -17.58% | -10.13% | +879 bps | |
| Share Growth (YoY) | -9.47% | -9.96% | -0.62% | -2.67% | -5.68% | 0.41% | -0.35% | 0.85% | +352 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.38% | 1.46% | 0.88% | 0.71% | 1.20% | 1.20% | 0.54% | 0.17% | -54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.70% | 0.74% | 1.17% | 0.87% | 0.91% | 0.97% | 1.76% | 1.64% | +77 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 44.37% | 45.31% | 44.86% | 44.98% | 44.87% | 44.88% | 44.00% | 43.72% | -126 bps | |
| Net Worth / Assets | 44.37% | 45.31% | 44.86% | 44.98% | 44.87% | 44.88% | 44.00% | 43.72% | -126 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 134.46% | 130.35% | 122.07% | 120.06% | 116.40% | 108.59% | 100.96% | 106.98% | -1,308 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 2414 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
Return on Assets
-2.63%
Rank 27 of 28
Net Interest Margin
5.32%
Rank 4 of 28
Efficiency Ratio
108.18%
Rank 27 of 28
Equity / Assets
43.73%
Rank 2 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -2.63% | 0.31% | 0.62% | 1.15% | Beats 4% | 27 / 28 | ||
| Return on Equity | -6.02% | 3.10% | 5.79% | 7.32% | Beats 0% | 27 / 27 | ||
| Net Interest Margin | 5.32% | 3.95% | 4.17% | 4.96% | Beats 86% | 4 / 28 | ||
| Efficiency Ratio | 108.18% | 71.31% | 75.97% | 85.82% | Beats 7% | 27 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.18% | 0.40% | 0.84% | 1.90% | Beats 89% | 4 / 28 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 43.73% | 9.27% | 11.97% | 17.47% | Beats 93% | 2 / 28 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 43.73% | 9.27% | 11.97% | 17.47% | Beats 93% | 2 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 107.01% | 47.88% | 66.90% | 83.14% | 89th pctl | 3 / 28 | ||
| Loans / Assets | 59.87% | 42.23% | 58.20% | 69.16% | 57th pctl | 12 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||