Notre Dame, IN · Charter 24034
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.68% | 0.60% | 0.63% | 0.62% | 0.61% | 0.64% | 0.77% | 0.76% | +14 bps | |
| Return on Equity | 6.80% | 6.27% | 6.64% | 6.45% | 6.35% | 6.84% | 8.39% | 6.89% | +44 bps | |
| Net Interest Margin | 3.20% | 3.20% | 3.45% | 3.49% | 3.54% | 3.53% | 3.79% | 3.77% | +28 bps | |
| Efficiency Ratio | 76.68% | 77.62% | 76.61% | 76.83% | 77.52% | 77.78% | 75.69% | 76.80% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.50% | 5.89% | 8.56% | 9.41% | 6.34% | 7.29% | 7.32% | 11.68% | +227 bps | |
| Loan Growth (YoY) | 0.00% | 2.70% | 5.76% | 6.58% | 8.13% | 9.68% | 9.87% | 17.40% | +1,083 bps | |
| Share Growth (YoY) | 10.95% | 12.97% | 8.27% | 9.27% | 7.63% | 8.40% | 8.18% | 9.41% | +14 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.97% | 0.95% | 0.83% | 1.11% | 0.54% | 0.62% | 0.57% | 0.59% | -51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.97% | 9.63% | 9.47% | 9.56% | 9.67% | 9.35% | 9.24% | 11.00% | +144 bps | |
| Net Worth / Assets | 9.97% | 9.63% | 9.47% | 9.56% | 9.67% | 9.35% | 9.24% | 11.00% | +144 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.97% | 94.15% | 93.01% | 93.26% | 94.41% | 95.26% | 94.46% | 100.07% | +681 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |