Notre Dame, IN · Charter 24034
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
53
Asset Quality
61
Profitability
55
Liquidity
16
Efficiency
29
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Notre Dame, IN · Charter 24034
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.68% | 0.60% | 0.63% | 0.62% | 0.61% | 0.64% | 0.77% | 0.76% | +14 bps | |
| Return on Equity | 6.80% | 6.27% | 6.64% | 6.45% | 6.35% | 6.84% | 8.39% | 6.89% | +44 bps | |
| Net Interest Margin | 3.20% | 3.20% | 3.45% | 3.49% | 3.54% | 3.53% | 3.79% | 3.77% | +28 bps | |
| Efficiency Ratio | 76.68% | 77.62% | 76.61% | 76.83% | 77.52% | 77.78% | 75.69% | 76.80% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.50% | 5.89% | 8.56% | 9.41% | 6.34% | 7.29% | 7.32% | 11.68% | +227 bps | |
| Loan Growth (YoY) | 0.00% | 2.70% | 5.76% | 6.58% | 8.13% | 9.68% | 9.87% | 17.40% | +1,083 bps | |
| Share Growth (YoY) | 10.95% | 12.97% | 8.27% | 9.27% | 7.63% | 8.40% | 8.18% | 9.41% | +14 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.97% | 0.95% | 0.83% | 1.11% | 0.54% | 0.62% | 0.57% | 0.59% | -51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.97% | 9.63% | 9.47% | 9.56% | 9.67% | 9.35% | 9.24% | 11.00% | +144 bps | |
| Net Worth / Assets | 9.97% | 9.63% | 9.47% | 9.56% | 9.67% | 9.35% | 9.24% | 11.00% | +144 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.97% | 94.15% | 93.01% | 93.26% | 94.41% | 95.26% | 94.46% | 100.07% | +681 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Notre Dame, IN · Charter 24034 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.76%
Rank 244 of 435
Net Interest Margin
3.77%
Rank 103 of 435
Efficiency Ratio
76.80%
Rank 312 of 435
Equity / Assets
11.00%
Rank 203 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.76% | 0.55% | 0.81% | 1.14% | Beats 44% | 244 / 435 | ||
| Return on Equity | 6.89% | 5.12% | 7.41% | 9.70% | Beats 44% | 243 / 435 | ||
| Net Interest Margin | 3.77% | 3.01% | 3.39% | 3.75% | Beats 76% | 103 / 435 | ||
| Efficiency Ratio | 76.80% | 65.25% | 71.39% | 77.86% | Beats 29% | 312 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.59% | 0.45% | 0.69% | 1.05% | Beats 61% | 172 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.00% | 9.81% | 10.84% | 12.63% | Beats 53% | 203 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.00% | 9.81% | 10.84% | 12.63% | Beats 53% | 203 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 100.07% | 78.33% | 88.38% | 95.61% | 85th pctl | 64 / 435 | ||
| Loans / Assets | 87.02% | 67.69% | 74.58% | 80.80% | 95th pctl | 23 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||