Metairie, LA · Charter 23017
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.58% | 0.32% | 0.41% | 0.46% | 0.33% | 0.32% | 0.06% | 0.08% | -38 bps | |
| Return on Equity | 5.09% | 2.85% | 3.50% | 3.83% | 2.78% | 2.64% | 0.49% | 0.66% | -317 bps | |
| Net Interest Margin | 3.11% | 3.11% | 3.35% | 3.52% | 3.60% | 3.63% | 3.62% | 3.70% | +19 bps | |
| Efficiency Ratio | 84.97% | 88.58% | 88.37% | 87.09% | 89.15% | 88.52% | 90.99% | 91.47% | +439 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.72% | -2.25% | -7.83% | -4.63% | -3.50% | -3.03% | 1.44% | 0.73% | +536 bps | |
| Loan Growth (YoY) | -5.54% | -4.92% | -2.84% | 0.44% | 1.44% | 1.33% | -1.15% | -1.14% | -159 bps | |
| Share Growth (YoY) | -5.74% | -3.19% | -3.72% | 0.98% | 1.90% | 2.46% | 1.78% | 0.96% | -2 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.16% | 0.15% | 0.27% | 0.26% | 0.26% | 0.32% | 0.38% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.40% | 11.31% | 11.59% | 11.96% | 11.98% | 11.97% | 11.64% | 11.99% | +3 bps | |
| Net Worth / Assets | 11.40% | 11.31% | 11.59% | 11.96% | 11.98% | 11.97% | 11.64% | 11.99% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.88% | 91.43% | 87.85% | 90.91% | 91.46% | 90.42% | 85.31% | 89.02% | -190 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |