Metairie, LA · Charter 23017
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
69
Profitability
25
Liquidity
4
Efficiency
45
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Metairie, LA · Charter 23017
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.58% | 0.32% | 0.41% | 0.46% | 0.33% | 0.32% | 0.06% | 0.08% | -38 bps | |
| Return on Equity | 5.09% | 2.85% | 3.50% | 3.83% | 2.78% | 2.64% | 0.49% | 0.66% | -317 bps | |
| Net Interest Margin | 3.11% | 3.11% | 3.35% | 3.52% | 3.60% | 3.63% | 3.62% | 3.70% | +19 bps | |
| Efficiency Ratio | 84.97% | 88.58% | 88.37% | 87.09% | 89.15% | 88.52% | 90.99% | 91.47% | +439 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.72% | -2.25% | -7.83% | -4.63% | -3.50% | -3.03% | 1.44% | 0.73% | +536 bps | |
| Loan Growth (YoY) | -5.54% | -4.92% | -2.84% | 0.44% | 1.44% | 1.33% | -1.15% | -1.14% | -159 bps | |
| Share Growth (YoY) | -5.74% | -3.19% | -3.72% | 0.98% | 1.90% | 2.46% | 1.78% | 0.96% | -2 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.16% | 0.15% | 0.27% | 0.26% | 0.26% | 0.32% | 0.38% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.40% | 11.31% | 11.59% | 11.96% | 11.98% | 11.97% | 11.64% | 11.99% | +3 bps | |
| Net Worth / Assets | 11.40% | 11.31% | 11.59% | 11.96% | 11.98% | 11.97% | 11.64% | 11.99% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.88% | 91.43% | 87.85% | 90.91% | 91.46% | 90.42% | 85.31% | 89.02% | -190 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Metairie, LA · Charter 23017 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 5 branches
Q2 2026
Return on Assets
0.08%
Rank 20 of 29
Net Interest Margin
3.70%
Rank 25 of 29
Efficiency Ratio
91.49%
Rank 17 of 29
Equity / Assets
11.99%
Rank 21 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.08% | -0.27% | 0.39% | 0.68% | Beats 31% | 20 / 29 | ||
| Return on Equity | 0.67% | 0.64% | 2.28% | 5.24% | Beats 29% | 20 / 28 | ||
| Net Interest Margin | 3.70% | 3.88% | 4.49% | 4.89% | Beats 14% | 25 / 29 | ||
| Efficiency Ratio | 91.49% | 77.78% | 86.62% | 97.23% | Beats 45% | 17 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.38% | 0.22% | 1.19% | 2.21% | Beats 69% | 10 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.99% | 11.89% | 14.07% | 21.10% | Beats 28% | 21 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.99% | 11.89% | 14.07% | 21.10% | Beats 28% | 21 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.02% | 45.57% | 67.88% | 82.54% | 83rd pctl | 5 / 29 | ||
| Loans / Assets | 71.21% | 34.60% | 52.32% | 69.33% | 76th pctl | 7 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||