First Progressive Bank
Brewton, AL · Cert 22549 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, Fed member · FED · 1 branch
Q2 2026
$31.6MAssets
$10.5MLoans
$22.7MDeposits
$8.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: nonperforming loans / loans trails 97% of banks under $1B in assets operating in a single state (rank 721 of 743).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.03%
Rank 719 of 746
Net Interest Margin
3.14%
Rank 571 of 746
Efficiency Ratio
80.08%
Rank 616 of 746
Equity / Assets
28.12%
Rank 18 of 746
Non-interest income vs. expense
Unfavorable gap of $794K · efficiency ratio beats 18% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.03% | 0.72% | 1.06% | 1.45% | Beats 4% | 719 / 746 | | |
| Return on Equity | 0.09% | 6.74% | 10.51% | 13.63% | Beats 4% | 719 / 746 | | |
| Net Interest Margin | 3.14% | 3.17% | 3.68% | 4.16% | Beats 23% | 571 / 746 | | |
| Efficiency Ratio | 80.08% | 55.74% | 64.58% | 75.47% | Beats 18% | 616 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.82% | 0.09% | 0.42% | 1.07% | Beats 3% | 721 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 28.01% | 11.55% | 13.75% | 17.60% | Beats 94% | 48 / 746 | | |
| Total Risk-Based Capital Ratio | 28.01% | 11.71% | 14.33% | 18.43% | Beats 93% | 51 / 746 | | |
| Equity / Assets | 28.12% | 8.90% | 10.51% | 13.06% | Beats 98% | 18 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.07% | 61.31% | 78.27% | 90.78% | 10th pctl | 675 / 746 | | |
| Loans / Assets | 33.11% | 53.60% | 66.97% | 76.08% | 5th pctl | 711 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |