First Progressive Bank
Brewton, AL · Cert 22549 · Peer group: banks under $1B in assets (n=573-620)
State charter, Fed member · FED · 1 branch
Q2 2026
$31.6MAssets
$10.5MLoans
$22.7MDeposits
$8.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 162 of 573).
- Widest gap: nonperforming loans / loans trails 95% of banks under $1B in assets (rank 548 of 573).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.03%
Rank 568 of 620
Net Interest Margin
3.14%
Rank 429 of 620
Efficiency Ratio
80.08%
Rank 475 of 620
Equity / Assets
28.12%
Rank 59 of 620
Non-interest income vs. expense
Unfavorable gap of $794K · efficiency ratio beats 24% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.03% | 0.60% | 1.00% | 1.45% | Beats 8% | 568 / 620 | |
| Return on Equity | 0.09% | 5.30% | 9.30% | 13.29% | Beats 8% | 570 / 620 | |
| Net Interest Margin | 3.14% | 3.02% | 3.53% | 4.04% | Beats 31% | 429 / 620 | |
| Efficiency Ratio | 80.08% | 58.35% | 68.08% | 79.37% | Beats 24% | 475 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.82% | 0.09% | 0.47% | 1.27% | Beats 5% | 548 / 573 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 162 / 573 | |
| Capital |
| Tier 1 Capital Ratio | 28.01% | 11.27% | 13.87% | 18.78% | Beats 86% | 84 / 620 | |
| Total Risk-Based Capital Ratio | 28.01% | 11.69% | 14.57% | 19.67% | Beats 86% | 89 / 620 | |
| Equity / Assets | 28.12% | 9.03% | 10.60% | 13.73% | Beats 90% | 59 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | 46.07% | 65.08% | 79.69% | 92.47% | 10th pctl | 526 / 585 | |
| Loans / Assets | 33.11% | 51.85% | 67.17% | 77.86% | 13th pctl | 541 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |