Yakima, WA · Charter 2237
NCUA · 4 branches
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.39% | 0.87% | 0.52% | 0.62% | 0.68% | +29 bps | |
| Return on Equity | 3.36% | 7.08% | 4.24% | 5.06% | 5.61% | +225 bps | |
| Net Interest Margin | 4.02% | 4.25% | 4.30% | 4.37% | 4.45% | +43 bps | |
| Efficiency Ratio | 77.82% | 75.26% | 75.66% | 74.34% | 77.64% | -19 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.71% | 0.71% | -1.79% | 0.50% | 0.14% | -257 bps | |
| Loan Growth (YoY) | -1.99% | -2.52% | -0.98% | 1.20% | -0.04% | +195 bps | |
| Share Growth (YoY) | 1.93% | -0.45% | -2.86% | 0.23% | -0.52% | -245 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.82% | 1.10% | 1.00% | 1.68% | 0.83% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.67% | 12.24% | 12.14% | 12.21% | 12.20% | +53 bps | |
| Net Worth / Assets | 11.67% | 12.24% | 12.14% | 12.21% | 12.20% | +53 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 82.36% | 84.08% | 85.39% | 86.10% | 82.76% | +40 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |