Calcoe
Yakima, WA · Charter 2237 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 4 branches
Q1 2026
$44.2MAssets
$32.2MLoans
$38.9MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets (rank 339 of 1676).
- Widest gap: nonperforming loans / loans trails 64% of credit unions under $1B in assets (rank 1065 of 1675).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.69%
Rank 871 of 1,677
Net Interest Margin
4.45%
Rank 339 of 1,676
Efficiency Ratio
77.71%
Rank 778 of 1,674
Equity / Assets
12.20%
Rank 928 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.29% | 0.71% | 1.15% | Beats 48% | 871 / 1,677 | |
| Return on Equity | 5.64% | 2.30% | 5.46% | 8.75% | Beats 52% | 809 / 1,674 | |
| Net Interest Margin | 4.45% | 3.27% | 3.78% | 4.29% | Beats 80% | 339 / 1,676 | |
| Efficiency Ratio | 77.71% | 69.04% | 78.86% | 87.73% | Beats 54% | 778 / 1,674 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.23% | 0.59% | 1.15% | Beats 36% | 1,065 / 1,675 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.20% | 10.32% | 12.68% | 16.26% | Beats 45% | 928 / 1,677 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.20% | 10.32% | 12.68% | 16.26% | Beats 45% | 928 / 1,676 | |
| Liquidity & Funding |
| Loans / Deposits | 82.76% | 52.64% | 68.65% | 82.42% | 75th pctl | 412 / 1,676 | |
| Loans / Assets | 72.81% | 44.39% | 58.63% | 70.08% | 80th pctl | 334 / 1,676 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |