First Care
Roanoke, VA · Charter 22322 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.0MAssets
$2.3MLoans
$4.6MShares
$416KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 30% of credit unions under $1B in assets (rank 1186 of 1683).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets (rank 1679 of 1681).
- Overall: at or above the peer median on 0 of 6 directional measures.
Return on Assets
-19.19%
Rank 1,682 of 1,683
Net Interest Margin
3.42%
Rank 1,186 of 1,683
Equity / Assets
8.28%
Rank 1,600 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -19.19% | 0.35% | 0.74% | 1.18% | Beats 0% | 1,682 / 1,683 | |
| Return on Equity | -232% | 2.67% | 5.89% | 8.74% | Beats 0% | 1,679 / 1,681 | |
| Net Interest Margin | 3.42% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,186 / 1,683 | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 1.30% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,264 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.28% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,600 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.28% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,600 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 50.34% | 52.61% | 69.38% | 83.50% | 22nd pctl | 1,319 / 1,683 | |
| Loans / Assets | 46.00% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,230 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |