New York, NY · Cert 21843 · Mizuho Financial Group Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.1% share · #62 of 151 inst. · $1.7B of $2921.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.82% | 1.65% | 1.10% | 1.06% | 1.17% | 1.36% | 1.38% | 1.22% | +16 bps | |
| Return on Equity | 10.04% | 9.55% | 6.90% | 6.27% | 6.64% | 7.26% | 5.25% | 5.05% | -122 bps | |
| Net Interest Margin | 2.52% | 1.84% | 1.85% | 1.88% | 1.94% | 2.03% | 1.65% | 1.74% | -15 bps | |
| Efficiency Ratio | 76.42% | 75.50% | 83.91% | 85.20% | 85.37% | 83.24% | 92.63% | 93.09% | +789 bps | |
| Non-Interest Burden | 0.09% | 0.06% | 0.47% | 0.57% | 0.54% | 0.23% | 0.57% | 0.67% | +10 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.45% | 10.07% | 27.20% | 9.43% | -0.02% | -34.32% | -45.90% | -67.63% | -7,706 bps | |
| Loan Growth (YoY) | -7.03% | -10.09% | -23.65% | -14.78% | -8.56% | -28.24% | -80.65% | -83.57% | -6,879 bps | |
| Deposit Growth (YoY) | 0.64% | 10.05% | 31.92% | 9.57% | -1.90% | -42.48% | -53.98% | -66.37% | -7,593 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 18.75% | 14.21% | 17.06% | 17.00% | 17.91% | 19.74% | 22.33% | 7.05% | -996 bps | |
| Total Risk-Based Capital | 24.07% | 24.90% | 26.41% | 25.19% | 26.46% | 31.66% | 114.29% | 33.56% | +838 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 50.37% | 36.10% | 36.23% | 47.17% | 46.95% | 45.04% | 15.24% | 23.04% | -2,413 bps | |
| Liquid Assets / Assets | 0.01% | 0.00% | 0.00% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | +1 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |