PackageTrendsPeer
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Mizuho Bank (USA)

New York, NY · Cert 21843 · Peer group: banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=35-36) · Mizuho Financial Group Inc.

State charter, Fed member · FED · 2 branches

Q2 2026

$2.1BAssets
$400.4MLoans
$1.7BDeposits
$318.5MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 6 of 36).
  • Widest gap: efficiency ratio trails 94% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 34 of 35).
  • Overall: at or above the peer median on 7 of 9 directional measures.

Return on Assets

2.22%

Rank 3 of 36

Net Interest Margin

1.74%

Rank 33 of 36

Efficiency Ratio

93.09%

Rank 34 of 35

Equity / Assets

14.90%

Rank 7 of 36

Non-interest income vs. expense

$624.1M$654.9MINCOMEEXPENSE
Unfavorable gap of $30.8M · efficiency ratio beats 6% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 93.09%Peer median 63.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets2.22%0.65%1.00%1.72%Beats 92%3 / 36
Return on Equity14.91%5.35%9.30%13.56%Beats 80%7 / 35
Net Interest Margin1.74%2.66%3.13%3.63%Beats 8%33 / 36
Efficiency Ratio93.09%52.19%63.09%75.14%Beats 6%34 / 35
Asset Quality
Nonperforming Loans / Loans0.00%0.46%0.84%1.59%Beats 100%6 / 36
Net Charge-Offs / Loans0.00%n/a0.03%0.14%Beats 100%11 / 36
Capital
Tier 1 Capital Ratio33.27%13.13%14.78%18.34%Beats 89%4 / 36
Total Risk-Based Capital Ratio33.56%13.73%15.96%19.27%Beats 89%4 / 36
Equity / Assets14.90%9.80%11.58%14.82%Beats 81%7 / 36
Liquidity & Funding
Loans / Deposits23.04%81.12%95.13%103.24%8th pctl33 / 36
Loans / Assets18.73%67.44%76.31%84.79%6th pctl34 / 36
Brokered Deposits / Depositsn/aNot reported for this institution