Pittsburgh, PA · Charter 21782
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.07% | 1.41% | 1.74% | 2.10% | 2.08% | 2.00% | 1.96% | 1.78% | -32 bps | |
| Return on Equity | 7.86% | 9.42% | 11.53% | 13.68% | 13.38% | 12.85% | 13.00% | 11.55% | -214 bps | |
| Net Interest Margin | 2.49% | 2.89% | 3.24% | 3.36% | 3.39% | 3.40% | 3.40% | 3.35% | -1 bps | |
| Efficiency Ratio | 58.45% | 55.31% | 47.03% | 41.69% | 42.83% | 43.14% | 41.56% | 46.96% | +527 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.69% | -4.65% | -2.31% | -2.83% | 0.83% | 10.19% | 14.71% | 12.73% | +1,556 bps | |
| Loan Growth (YoY) | 16.25% | 12.50% | 4.74% | -5.85% | -7.96% | -4.37% | 0.91% | 6.57% | +1,243 bps | |
| Share Growth (YoY) | -0.47% | 2.48% | 8.29% | 2.19% | 3.73% | 9.23% | 14.41% | 12.35% | +1,016 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.09% | 0.13% | 0.00% | 0.18% | 0.18% | 0.08% | 0.07% | 0.07% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.55% | 15.01% | 15.07% | 15.32% | 15.53% | 15.60% | 15.10% | 15.39% | +7 bps | |
| Net Worth / Assets | 13.55% | 15.01% | 15.07% | 15.32% | 15.53% | 15.60% | 15.10% | 15.39% | +7 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.05% | 73.05% | 68.30% | 64.92% | 64.81% | 63.95% | 60.25% | 61.58% | -334 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |