I.B.E.W. - Local No. 5
Pittsburgh, PA · Charter 21782 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$15.4MAssets
$8.0MLoans
$13.0MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 3 of 78).
- Widest gap: net interest margin trails 69% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 54 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.78%
Rank 7 of 78
Net Interest Margin
3.34%
Rank 54 of 78
Efficiency Ratio
47.13%
Rank 3 of 78
Equity / Assets
15.39%
Rank 33 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.78% | 0.37% | 0.83% | 1.31% | Beats 91% | 7 / 78 | | |
| Return on Equity | 11.58% | 1.73% | 5.71% | 9.08% | Beats 90% | 8 / 78 | | |
| Net Interest Margin | 3.34% | 3.17% | 3.63% | 4.21% | Beats 31% | 54 / 78 | | |
| Efficiency Ratio | 47.13% | 65.01% | 78.15% | 89.28% | Beats 97% | 3 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.40% | 0.84% | 1.97% | Beats 90% | 9 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.39% | 12.42% | 15.10% | 18.27% | Beats 58% | 33 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.39% | 12.42% | 15.10% | 18.27% | Beats 58% | 33 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.57% | 34.83% | 50.41% | 71.84% | 63rd pctl | 29 / 78 | | |
| Loans / Assets | 51.91% | 29.34% | 41.02% | 56.96% | 64th pctl | 28 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |