Many, LA · Charter 21615
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.07% | 0.45% | -0.11% | 0.65% | -0.03% | -11 bps | |
| Return on Equity | 0.36% | 2.13% | -0.54% | 3.18% | -0.17% | -52 bps | |
| Net Interest Margin | 2.86% | 3.27% | 3.06% | 3.98% | 3.00% | +14 bps | |
| Efficiency Ratio | 90.36% | 76.84% | 84.67% | 73.05% | 92.66% | +230 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.08% | 1.31% | 0.01% | 0.74% | 1.98% | -110 bps | |
| Loan Growth (YoY) | -4.09% | 1.25% | -3.18% | 0.05% | -9.34% | -525 bps | |
| Share Growth (YoY) | 3.84% | 1.56% | 2.54% | 1.08% | 2.43% | -141 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.66% | 0.35% | 1.50% | 0.87% | 1.21% | +56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.35% | 0.40% | 0.83% | 0.95% | 0.95% | +60 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.64% | 21.08% | 20.46% | 20.47% | 20.07% | -56 bps | |
| Net Worth / Assets | 20.64% | 21.08% | 20.46% | 20.47% | 20.07% | -56 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.95% | 62.26% | 58.38% | 56.51% | 53.95% | -700 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |