Sabine School Employees
Many, LA · Charter 21615 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.2MAssets
$2.2MLoans
$4.1MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets (rank 222 of 1683).
- Widest gap: return on equity trails 89% of credit unions under $1B in assets (rank 1497 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.04%
Rank 1,497 of 1,683
Net Interest Margin
3.01%
Rank 1,454 of 1,683
Efficiency Ratio
92.31%
Rank 1,444 of 1,682
Equity / Assets
20.08%
Rank 222 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,497 / 1,683 | |
| Return on Equity | -0.19% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,497 / 1,681 | |
| Net Interest Margin | 3.01% | 3.31% | 3.82% | 4.32% | Beats 14% | 1,454 / 1,683 | |
| Efficiency Ratio | 92.31% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,444 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.21% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,234 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.08% | 10.44% | 12.89% | 16.53% | Beats 87% | 222 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.08% | 10.44% | 12.89% | 16.53% | Beats 87% | 222 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 53.95% | 52.61% | 69.38% | 83.50% | 27th pctl | 1,235 / 1,683 | |
| Loans / Assets | 42.97% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,303 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |