Summit Choice
Fort Wayne, IN · Charter 21593 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 7 branches
Q2 2026
$206.6MAssets
$150.9MLoans
$179.5MShares
$26.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 58% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 8 of 19).
- Widest gap: return on equity trails 68% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 13 of 19).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.57%
Rank 13 of 19
Net Interest Margin
4.01%
Rank 8 of 19
Efficiency Ratio
80.46%
Rank 11 of 19
Equity / Assets
12.58%
Rank 8 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.57% | -0.27% | 1.22% | 1.52% | Beats 32% | 13 / 19 | |
| Return on Equity | 4.51% | -2.41% | 9.38% | 13.75% | Beats 32% | 13 / 19 | |
| Net Interest Margin | 4.01% | 3.49% | 3.77% | 4.18% | Beats 58% | 8 / 19 | |
| Efficiency Ratio | 80.46% | 68.63% | 79.83% | 95.74% | Beats 47% | 11 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.38% | 0.61% | 1.20% | Beats 47% | 11 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.58% | 10.00% | 11.56% | 13.69% | Beats 58% | 8 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.58% | 10.00% | 11.56% | 13.69% | Beats 58% | 8 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 84.08% | 49.95% | 68.70% | 81.33% | 84th pctl | 3 / 19 | |
| Loans / Assets | 73.04% | 39.83% | 58.83% | 70.01% | 84th pctl | 3 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |