Fort Wayne, IN · Charter 21593
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Fort Wayne, IN area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
58
Asset Quality
47
Profitability
41
Liquidity
3
Efficiency
47
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Wayne, IN · Charter 21593
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.79% | 1.62% | 1.39% | 0.73% | 0.57% | -123 bps | |
| Return on Equity | 14.07% | 12.93% | 11.09% | 5.91% | 4.51% | -956 bps | |
| Net Interest Margin | 4.12% | 3.99% | 4.02% | 3.90% | 4.01% | -11 bps | |
| Efficiency Ratio | 70.13% | 72.39% | 73.20% | 81.90% | 80.46% | +1,033 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.23% | 5.77% | 6.44% | 6.94% | 7.81% | +559 bps | |
| Loan Growth (YoY) | 4.16% | 6.23% | 8.11% | 7.74% | 5.93% | +177 bps | |
| Share Growth (YoY) | 0.61% | 4.69% | 5.45% | 6.27% | 7.90% | +729 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.54% | 0.58% | 0.91% | 0.42% | 0.66% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.75% | 12.54% | 12.52% | 12.32% | 12.58% | -16 bps | |
| Net Worth / Assets | 12.75% | 12.54% | 12.52% | 12.32% | 12.58% | -16 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.65% | 83.13% | 84.85% | 81.44% | 84.08% | -156 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Wayne, IN · Charter 21593 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 7 branches
Q2 2026
Return on Assets
0.57%
Rank 13 of 19
Net Interest Margin
4.01%
Rank 8 of 19
Efficiency Ratio
80.46%
Rank 11 of 19
Equity / Assets
12.58%
Rank 8 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.57% | -0.27% | 1.22% | 1.52% | Beats 32% | 13 / 19 | |
| Return on Equity | 4.51% | -2.41% | 9.38% | 13.75% | Beats 32% | 13 / 19 | |
| Net Interest Margin | 4.01% | 3.49% | 3.77% | 4.18% | Beats 58% | 8 / 19 | |
| Efficiency Ratio | 80.46% | 68.63% | 79.83% | 95.74% | Beats 47% | 11 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.66% | 0.38% | 0.61% | 1.20% | Beats 47% | 11 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.58% | 10.00% | 11.56% | 13.69% | Beats 58% | 8 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.58% | 10.00% | 11.56% | 13.69% | Beats 58% | 8 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 84.08% | 49.95% | 68.70% | 81.33% | 84th pctl | 3 / 19 | |
| Loans / Assets | 73.04% | 39.83% | 58.83% | 70.01% | 84th pctl | 3 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||