Durkee, OR · Charter 20951
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.10% | 1.24% | 1.47% | 3.06% | 3.03% | +293 bps | |
| Return on Equity | 0.67% | 7.92% | 9.98% | 19.90% | 20.54% | +1,987 bps | |
| Net Interest Margin | 1.95% | 2.76% | 2.95% | 4.45% | 4.71% | +276 bps | |
| Efficiency Ratio | 95.05% | 55.63% | 50.85% | 31.62% | 36.32% | -5,873 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.86% | -2.61% | -0.67% | -2.58% | -0.27% | +459 bps | |
| Loan Growth (YoY) | -0.95% | -3.76% | -1.30% | -13.27% | -7.35% | -639 bps | |
| Share Growth (YoY) | -5.84% | -3.14% | -0.81% | -3.20% | -0.54% | +530 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.39% | 2.68% | 1.21% | 0.00% | 1.63% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.72% | 0.74% | 0.74% | 0.80% | 0.78% | +6 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.61% | 15.65% | 14.70% | 15.36% | 14.75% | +14 bps | |
| Net Worth / Assets | 14.61% | 15.65% | 14.70% | 15.36% | 14.75% | +14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 105.00% | 103.91% | 103.74% | 93.92% | 97.81% | -719 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |