Dubois-Pike
Jasper, IN · Charter 20805 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$48.9MAssets
$35.5MLoans
$43.7MShares
$5.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets (rank 189 of 1681).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets (rank 1304 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.14%
Rank 459 of 1,683
Net Interest Margin
3.52%
Rank 1,103 of 1,683
Efficiency Ratio
71.71%
Rank 526 of 1,682
Equity / Assets
10.19%
Rank 1,304 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.35% | 0.74% | 1.18% | Beats 73% | 459 / 1,683 | | |
| Return on Equity | 11.23% | 2.67% | 5.89% | 8.74% | Beats 89% | 189 / 1,681 | | |
| Net Interest Margin | 3.52% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,103 / 1,683 | | |
| Efficiency Ratio | 71.71% | 68.91% | 78.20% | 86.93% | Beats 69% | 526 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 505 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.19% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,304 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.19% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,304 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.12% | 52.61% | 69.38% | 83.50% | 71st pctl | 483 / 1,683 | | |
| Loans / Assets | 72.49% | 44.71% | 59.18% | 70.72% | 79th pctl | 359 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |