Jasper, IN · Charter 20805
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
70
Profitability
65
Liquidity
48
Efficiency
69
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Jasper, IN · Charter 20805
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.75% | 0.77% | 0.73% | 0.96% | 1.09% | 1.13% | 1.09% | 1.15% | +19 bps | |
| Return on Equity | 8.37% | 8.51% | 7.96% | 9.98% | 10.85% | 11.15% | 10.88% | 11.24% | +126 bps | |
| Net Interest Margin | 3.21% | 3.23% | 3.31% | 3.44% | 3.54% | 3.54% | 3.49% | 3.52% | +8 bps | |
| Efficiency Ratio | 73.88% | 73.40% | 76.03% | 72.12% | 70.59% | 70.06% | 72.97% | 71.69% | -43 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.82% | 7.06% | 4.79% | 5.27% | -0.32% | 0.49% | 3.70% | 6.49% | +122 bps | |
| Loan Growth (YoY) | 3.96% | 7.67% | 8.02% | 8.77% | 7.95% | 7.07% | 6.75% | 7.98% | -79 bps | |
| Share Growth (YoY) | 4.38% | 6.71% | 4.32% | 4.56% | -1.49% | -0.56% | 2.80% | 5.88% | +132 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.80% | 0.54% | 0.32% | 0.56% | 1.04% | 0.93% | 0.34% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.94% | 9.07% | 9.15% | 9.58% | 10.00% | 10.16% | 10.01% | 10.19% | +61 bps | |
| Net Worth / Assets | 8.94% | 9.07% | 9.15% | 9.58% | 10.00% | 10.16% | 10.01% | 10.19% | +61 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 75.00% | 75.51% | 76.52% | 79.54% | 82.19% | 81.30% | 79.46% | 81.12% | +158 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Jasper, IN · Charter 20805 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.14%
Rank 459 of 1,683
Net Interest Margin
3.52%
Rank 1,103 of 1,683
Efficiency Ratio
71.71%
Rank 526 of 1,682
Equity / Assets
10.19%
Rank 1,304 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.14% | 0.35% | 0.74% | 1.18% | Beats 73% | 459 / 1,683 | ||
| Return on Equity | 11.23% | 2.67% | 5.89% | 8.74% | Beats 89% | 189 / 1,681 | ||
| Net Interest Margin | 3.52% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,103 / 1,683 | ||
| Efficiency Ratio | 71.71% | 68.91% | 78.20% | 86.93% | Beats 69% | 526 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.34% | 0.26% | 0.65% | 1.29% | Beats 70% | 505 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.19% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,304 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.19% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,304 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 81.12% | 52.61% | 69.38% | 83.50% | 71st pctl | 483 / 1,683 | ||
| Loans / Assets | 72.49% | 44.71% | 59.18% | 70.72% | 79th pctl | 359 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||