Champion
Cambridge, OH · Charter 20570 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$7.8MAssets
$2.5MLoans
$6.9MShares
$902KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions under $1B in assets (rank 213 of 1682).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets (rank 1594 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.08%
Rank 514 of 1,683
Net Interest Margin
2.72%
Rank 1,568 of 1,683
Efficiency Ratio
61.61%
Rank 213 of 1,682
Equity / Assets
11.56%
Rank 1,069 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 0.35% | 0.74% | 1.18% | Beats 69% | 514 / 1,683 | | |
| Return on Equity | 9.31% | 2.67% | 5.89% | 8.74% | Beats 79% | 351 / 1,681 | | |
| Net Interest Margin | 2.72% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,568 / 1,683 | | |
| Efficiency Ratio | 61.61% | 68.91% | 78.20% | 86.93% | Beats 87% | 213 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.80% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,594 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.56% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,069 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.56% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,069 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.65% | 52.61% | 69.38% | 83.50% | 9th pctl | 1,539 / 1,683 | | |
| Loans / Assets | 32.37% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,515 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |