New Orleans, LA · Charter 20550
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 1.12% | 1.63% | 1.07% | 1.08% | 1.02% | 0.95% | 1.15% | +8 bps | |
| Return on Equity | 6.94% | 8.75% | 11.60% | 7.66% | 7.15% | 6.58% | 6.25% | 7.70% | +4 bps | |
| Net Interest Margin | 4.19% | 4.10% | 4.27% | 4.48% | 4.60% | 4.58% | 4.29% | 3.92% | -56 bps | |
| Efficiency Ratio | 80.15% | 74.08% | 63.67% | 71.34% | 73.78% | 76.22% | 78.74% | 71.82% | +49 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.59% | 4.50% | 1.64% | -0.80% | 4.88% | 1.66% | 9.16% | 12.11% | +1,291 bps | |
| Loan Growth (YoY) | -0.62% | -1.72% | -9.04% | -20.32% | -19.61% | -17.94% | -8.12% | -14.42% | +591 bps | |
| Share Growth (YoY) | 4.37% | 3.79% | 0.06% | -2.53% | 1.91% | -1.37% | 7.75% | 10.93% | +1,346 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.47% | 6.58% | 0.96% | 0.00% | 0.00% | 6.79% | 5.32% | 5.94% | +594 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.09% | 3.25% | 0.52% | 0.86% | 0.84% | 1.90% | 1.89% | 2.20% | +134 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.69% | 12.83% | 14.06% | 14.02% | 15.17% | 15.43% | 15.17% | 14.94% | +92 bps | |
| Net Worth / Assets | 12.69% | 12.83% | 14.06% | 14.02% | 15.17% | 15.43% | 15.17% | 14.94% | +92 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 21.81% | 20.16% | 19.36% | 17.57% | 17.20% | 16.78% | 16.51% | 13.55% | -401 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |