First Westroads Bank, Inc.
Omaha, NE · Cert 19742 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Ameriwest Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
$394.9MAssets
$281.4MLoans
$344.0MDeposits
$44.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 75% of banks under $1B in assets in the Omaha, NE-IA area (rank 7 of 24).
- Widest gap: total risk-based capital ratio trails 67% of banks under $1B in assets in the Omaha, NE-IA area (rank 16 of 24).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.41%
Rank 11 of 24
Net Interest Margin
3.87%
Rank 7 of 24
Efficiency Ratio
55.22%
Rank 9 of 24
Equity / Assets
11.27%
Rank 7 of 24
Non-interest income vs. expense
Unfavorable gap of $8.0M · efficiency ratio beats 67% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 0.92% | 1.29% | 1.77% | Beats 54% | 11 / 24 | | |
| Return on Equity | 12.47% | 9.64% | 12.01% | 15.30% | Beats 54% | 11 / 24 | | |
| Net Interest Margin | 3.87% | 3.02% | 3.76% | 3.98% | Beats 71% | 7 / 24 | | |
| Efficiency Ratio | 55.22% | 49.60% | 59.31% | 66.55% | Beats 67% | 9 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.10% | 0.37% | 1.03% | Beats 75% | 7 / 24 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.03% | Beats 37% | 16 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 11.36% | 10.53% | 11.57% | 13.63% | Beats 46% | 13 / 24 | | |
| Total Risk-Based Capital Ratio | 11.36% | 11.15% | 12.06% | 13.90% | Beats 33% | 16 / 24 | | |
| Equity / Assets | 11.27% | 8.87% | 10.14% | 12.27% | Beats 71% | 7 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.79% | 75.32% | 83.30% | 93.06% | 46th pctl | 13 / 24 | | |
| Loans / Assets | 71.26% | 65.68% | 71.67% | 75.94% | 42nd pctl | 14 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |