Omaha, NE · Cert 19742 · Ameriwest Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
50
Asset Quality
56
Profitability
60
Liquidity
97
Efficiency
67
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Cert 19742 · Ameriwest Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.8% share · #18 of 77 inst. · $0.3B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.45% | 1.37% | 1.39% | 1.43% | 1.45% | 1.46% | 1.41% | 1.42% | -1 bps | |
| Return on Equity | 11.45% | 11.17% | 12.93% | 13.25% | 13.36% | 13.42% | 12.76% | 12.82% | -43 bps | |
| Net Interest Margin | 3.62% | 3.47% | 3.68% | 3.67% | 3.66% | 3.69% | 3.97% | 3.87% | +20 bps | |
| Efficiency Ratio | 54.66% | 57.04% | 56.94% | 55.36% | 54.75% | 54.48% | 56.49% | 55.22% | -14 bps | |
| Non-Interest Burden | 1.90% | 1.85% | 1.97% | 1.92% | 1.89% | 1.86% | 2.13% | 2.02% | +10 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.69% | 8.89% | 10.54% | 14.60% | 9.31% | 10.40% | 3.98% | 2.68% | -1,192 bps | |
| Loan Growth (YoY) | 14.08% | 13.11% | 9.07% | 11.63% | 9.89% | 9.03% | 8.67% | 14.59% | +295 bps | |
| Deposit Growth (YoY) | 9.42% | 13.07% | 14.08% | 18.08% | 11.75% | 6.06% | 1.32% | 2.65% | -1,542 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.69% | 0.00% | 0.00% | 0.14% | 0.10% | -60 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | -0.01% | -0.01% | 0.02% | 0.02% | -0.01% | 0.01% | +2 bps | |
| Allowance / Loans | 2.09% | 2.01% | 1.99% | 1.96% | 1.91% | 2.03% | 2.02% | 1.92% | -4 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | 2.8x | n/a | 5275.0x | 14.7x | 19.9x | +17.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.66% | 10.94% | 11.16% | 11.11% | 11.14% | 10.57% | 11.50% | 11.36% | +25 bps | |
| Total Risk-Based Capital | 12.66% | 10.94% | 11.16% | 11.11% | 11.14% | 10.57% | 11.50% | 11.36% | +25 bps | |
| Equity / Assets | 12.36% | 10.70% | 10.83% | 10.85% | 11.14% | 10.81% | 11.25% | 11.27% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 75.64% | 77.22% | 74.53% | 73.27% | 74.38% | 79.39% | 79.94% | 81.79% | +852 bps | |
| Liquid Assets / Assets | 6.16% | 3.29% | 7.11% | 6.25% | 5.47% | 2.40% | 2.40% | 1.72% | -453 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 423% | 448% | 432% | n/a | n/a | |
Omaha, NE · Cert 19742 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Ameriwest Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
Return on Assets
1.41%
Rank 11 of 24
Net Interest Margin
3.87%
Rank 7 of 24
Efficiency Ratio
55.22%
Rank 9 of 24
Equity / Assets
11.27%
Rank 7 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.41% | 0.92% | 1.29% | 1.77% | Beats 54% | 11 / 24 | ||
| Return on Equity | 12.47% | 9.64% | 12.01% | 15.30% | Beats 54% | 11 / 24 | ||
| Net Interest Margin | 3.87% | 3.02% | 3.76% | 3.98% | Beats 71% | 7 / 24 | ||
| Efficiency Ratio | 55.22% | 49.60% | 59.31% | 66.55% | Beats 67% | 9 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.10% | 0.10% | 0.37% | 1.03% | Beats 75% | 7 / 24 | ||
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.03% | Beats 37% | 16 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.36% | 10.53% | 11.57% | 13.63% | Beats 46% | 13 / 24 | ||
| Total Risk-Based Capital Ratio | 11.36% | 11.15% | 12.06% | 13.90% | Beats 33% | 16 / 24 | ||
| Equity / Assets | 11.27% | 8.87% | 10.14% | 12.27% | Beats 71% | 7 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 81.79% | 75.32% | 83.30% | 93.06% | 46th pctl | 13 / 24 | ||
| Loans / Assets | 71.26% | 65.68% | 71.67% | 75.94% | 42nd pctl | 14 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||