PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Gp Louisiana

Zachary, LA · Charter 19320

NCUA · 3 branches

Q2 2026

$66.2MAssets
$39.2MLoans
$54.2MShares
$11.2MNet Worth

Executive Summary

  • Earnings: ROA of 1.67%, up 2 bps year over year; NIM at 4.30%.
  • Asset quality: problem loans at 0.80% of loans (-11 bps YoY).
  • Capital: net worth / assets of 16.99%, up 156 bps from a year ago.
  • Funding: loans stand at 72.38% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.67%+2 bps YoY

Net Interest Margin (YTD, annualized)

4.30%+15 bps YoY

Efficiency Ratio (YTD, annualized)

67.60%-214 bps YoY

Net Worth / Assets

16.99%+156 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.74%0.87%1.31%1.65%1.54%1.60%1.63%1.67%+2 bps
Return on Equity5.75%9.06%8.80%10.68%9.63%9.72%9.89%9.83%-85 bps
Net Interest Margin3.22%3.46%4.20%4.15%4.24%4.29%4.28%4.30%+15 bps
Efficiency Ratio75.58%74.35%74.00%69.73%69.43%69.07%69.72%67.60%-214 bps
Growth
Asset Growth (YoY)50.13%44.92%39.30%-7.91%-7.64%-4.74%-0.18%-0.36%+754 bps
Loan Growth (YoY)33.56%28.23%28.09%-3.72%-3.57%-2.63%0.63%0.76%+448 bps
Share Growth (YoY)40.58%35.20%35.58%-6.01%-5.55%-2.66%-2.36%-2.55%+346 bps
Asset Quality
Delinquent Loans / Loans1.16%1.41%0.86%0.91%0.65%0.95%0.41%0.80%-11 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.91%9.58%14.91%15.43%16.00%16.45%16.51%16.99%+156 bps
Net Worth / Assets12.91%9.58%14.91%15.43%16.00%16.45%16.51%16.99%+156 bps
Liquidity & Funding
Loans / Shares70.63%71.68%68.32%70.01%72.11%71.70%70.42%72.38%+238 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps