Gp Louisiana
Zachary, LA · Charter 19320 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 3 branches
Q2 2026
$66.2MAssets
$39.2MLoans
$54.2MShares
$11.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 86% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 3 of 21).
- Widest gap: nonperforming loans / loans trails 48% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 11 of 21).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.67%
Rank 3 of 21
Net Interest Margin
4.30%
Rank 9 of 21
Efficiency Ratio
67.63%
Rank 4 of 21
Equity / Assets
16.99%
Rank 7 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.67% | 0.20% | 0.59% | 1.13% | Beats 86% | 3 / 21 | | |
| Return on Equity | 9.83% | 1.01% | 4.78% | 7.97% | Beats 86% | 3 / 21 | | |
| Net Interest Margin | 4.30% | 3.81% | 3.95% | 4.86% | Beats 57% | 9 / 21 | | |
| Efficiency Ratio | 67.63% | 72.50% | 80.80% | 90.61% | Beats 86% | 4 / 21 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.36% | 0.80% | 1.45% | Beats 52% | 11 / 21 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.99% | 11.23% | 14.10% | 17.49% | Beats 67% | 7 / 21 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.99% | 11.23% | 14.10% | 17.49% | Beats 67% | 7 / 21 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.38% | 58.58% | 76.49% | 83.93% | 43rd pctl | 12 / 21 | | |
| Loans / Assets | 59.27% | 53.07% | 62.76% | 69.97% | 29th pctl | 15 / 21 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |