Omaha, NE · Cert 19213 · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating regionally (n=176). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
55
Asset Quality
49
Profitability
75
Liquidity
82
Efficiency
40
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Cert 19213 · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 3.0% share · #6 of 77 inst. · $1.3B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.05% | 1.07% | 1.26% | 1.25% | 1.27% | 1.28% | 1.53% | 1.46% | +21 bps | |
| Return on Equity | 12.59% | 12.84% | 14.61% | 14.35% | 14.38% | 14.13% | 15.64% | 14.95% | +60 bps | |
| Net Interest Margin | 3.64% | 3.73% | 3.81% | 3.83% | 3.85% | 4.05% | 4.18% | 4.07% | +25 bps | |
| Efficiency Ratio | 64.26% | 64.34% | 64.62% | 65.38% | 64.83% | 65.93% | 62.15% | 63.30% | -208 bps | |
| Non-Interest Burden | 2.07% | 2.13% | 2.10% | 2.18% | 2.18% | 2.34% | 2.18% | 2.23% | +5 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 18.51% | 9.04% | 2.18% | 10.79% | 2.61% | -2.19% | 5.23% | 2.51% | -827 bps | |
| Loan Growth (YoY) | 16.31% | 17.40% | 14.21% | 14.06% | 11.36% | 3.97% | 3.84% | 1.50% | -1,256 bps | |
| Deposit Growth (YoY) | 21.38% | 10.34% | 0.76% | 13.36% | 2.21% | -4.15% | 6.41% | -1.73% | -1,509 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.29% | 0.16% | 0.14% | 0.14% | 0.12% | 0.19% | 1.04% | 1.03% | +89 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.08% | 0.00% | 0.00% | -0.01% | 0.01% | -0.04% | 0.00% | 0 bps | |
| Allowance / Loans | 1.48% | 1.45% | 1.44% | 1.41% | 1.46% | 1.47% | 1.47% | 1.42% | +1 bps | |
| Allowance Coverage of NPLs | 5.1x | 9.2x | 10.2x | 10.1x | 12.1x | 7.9x | 1.4x | 1.4x | -8.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.31% | 9.45% | 10.07% | 9.96% | 10.02% | 10.55% | 10.90% | 10.58% | +62 bps | |
| Total Risk-Based Capital | 13.48% | 13.41% | 13.45% | 13.48% | 13.98% | 14.58% | 14.75% | 14.63% | +115 bps | |
| Equity / Assets | 8.47% | 8.38% | 8.87% | 8.81% | 9.27% | 9.97% | 9.61% | 9.75% | +93 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.79% | 85.56% | 89.08% | 89.08% | 91.29% | 92.81% | 86.92% | 92.00% | +292 bps | |
| Liquid Assets / Assets | 10.91% | 9.77% | 10.04% | 9.74% | 9.43% | 6.97% | 11.26% | 9.76% | +2 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 380% | 372% | 369% | n/a | n/a | |
Omaha, NE · Cert 19213 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Security National Corp.
National charter · OCC · 14 branches
Q2 2026
Return on Assets
1.42%
Rank 59 of 176
Net Interest Margin
4.07%
Rank 29 of 176
Efficiency Ratio
63.44%
Rank 106 of 176
Equity / Assets
9.75%
Rank 114 of 176
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.42% | 0.93% | 1.26% | 1.54% | Beats 66% | 59 / 176 | ||
| Return on Equity | 14.56% | 9.26% | 11.89% | 14.46% | Beats 76% | 42 / 176 | ||
| Net Interest Margin | 4.07% | 3.25% | 3.59% | 3.93% | Beats 84% | 29 / 176 | ||
| Efficiency Ratio | 63.44% | 52.79% | 59.55% | 67.66% | Beats 40% | 106 / 176 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.03% | 0.30% | 0.64% | 1.32% | Beats 31% | 122 / 176 | ||
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.10% | Beats 66% | 61 / 176 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.37% | 11.15% | 12.72% | 14.15% | Beats 64% | 64 / 176 | ||
| Total Risk-Based Capital Ratio | 14.63% | 11.81% | 13.63% | 15.33% | Beats 66% | 59 / 176 | ||
| Equity / Assets | 9.75% | 9.16% | 10.35% | 11.80% | Beats 35% | 114 / 176 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 92.00% | 80.94% | 89.73% | 97.21% | 60th pctl | 71 / 176 | ||
| Loans / Assets | 74.03% | 69.25% | 75.12% | 80.82% | 45th pctl | 96 / 176 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||