PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Greater Woodlawn

Blasdell, NY · Charter 18800

NCUA · 3 branches

Q2 2026

$168.4MAssets
$71.4MLoans
$127.8MShares
$40.3MNet Worth

Executive Summary

  • Earnings: ROA of 1.62%, down 18 bps year over year; NIM at 3.16%.
  • Asset quality: problem loans at 0.12% of loans (-10 bps YoY).
  • Capital: net worth / assets of 23.92%, up 77 bps from a year ago.
  • Funding: loans stand at 55.85% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.62%-18 bps YoY

Net Interest Margin (YTD, annualized)

3.16%-4 bps YoY

Efficiency Ratio (YTD, annualized)

50.30%+337 bps YoY

Net Worth / Assets

23.92%+77 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets2.09%2.04%1.76%1.80%1.82%1.74%1.52%1.62%-18 bps
Return on Equity9.31%8.96%7.70%7.77%7.70%7.28%6.37%6.78%-99 bps
Net Interest Margin3.51%3.49%3.14%3.20%3.23%3.21%3.11%3.16%-4 bps
Efficiency Ratio43.58%44.37%47.48%46.93%48.97%50.38%52.54%50.30%+337 bps
Growth
Asset Growth (YoY)4.49%4.41%3.70%2.86%2.84%2.83%3.34%3.83%+96 bps
Loan Growth (YoY)18.69%16.10%11.95%12.83%8.76%6.71%8.25%7.31%-552 bps
Share Growth (YoY)2.89%2.87%2.03%1.11%1.15%1.28%2.10%2.82%+172 bps
Asset Quality
Delinquent Loans / Loans0.10%0.07%0.41%0.22%0.20%0.36%0.22%0.12%-10 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital22.47%22.82%22.89%23.15%23.69%23.93%23.80%23.92%+77 bps
Net Worth / Assets22.47%22.82%22.89%23.15%23.69%23.93%23.80%23.92%+77 bps
Liquidity & Funding
Loans / Shares51.09%52.98%52.72%53.52%54.94%55.83%55.90%55.85%+234 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps