Aurora, CO · Charter 18574
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.21% | -0.15% | -0.31% | 0.67% | 0.59% | +80 bps | |
| Return on Equity | -1.18% | -0.83% | -1.72% | 3.86% | 3.38% | +456 bps | |
| Net Interest Margin | 3.83% | 4.11% | 4.02% | 3.57% | 3.57% | -26 bps | |
| Efficiency Ratio | 73.94% | 75.31% | 76.29% | 84.15% | 82.13% | +819 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.90% | 6.74% | 8.00% | 2.11% | 2.63% | -627 bps | |
| Loan Growth (YoY) | 12.41% | 9.28% | 3.95% | -4.65% | -10.35% | -2,276 bps | |
| Share Growth (YoY) | 10.38% | 8.05% | 10.42% | 2.83% | 3.01% | -737 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.48% | 1.76% | 2.05% | 2.21% | 3.46% | +198 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.86% | 18.10% | 17.79% | 17.46% | 17.47% | -39 bps | |
| Net Worth / Assets | 17.86% | 18.10% | 17.79% | 17.46% | 17.47% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.47% | 66.04% | 63.73% | 60.30% | 57.85% | -862 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |