Aurora
Aurora, CO · Charter 18574 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 2 branches
Q2 2026
$139.7MAssets
$66.5MLoans
$114.9MShares
$24.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 3 of 23).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 23 of 23).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.59%
Rank 9 of 23
Net Interest Margin
3.57%
Rank 10 of 23
Efficiency Ratio
82.12%
Rank 9 of 23
Equity / Assets
17.47%
Rank 3 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.05% | 0.36% | 0.99% | Beats 61% | 9 / 23 | |
| Return on Equity | 3.38% | 0.56% | 3.49% | 7.31% | Beats 43% | 13 / 23 | |
| Net Interest Margin | 3.57% | 3.13% | 3.48% | 3.80% | Beats 57% | 10 / 23 | |
| Efficiency Ratio | 82.12% | 73.94% | 83.38% | 93.84% | Beats 65% | 9 / 23 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.46% | 0.43% | 0.95% | 1.77% | Beats 4% | 23 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.47% | 8.31% | 9.81% | 13.01% | Beats 87% | 3 / 23 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.47% | 8.31% | 9.81% | 13.01% | Beats 87% | 3 / 23 | |
| Liquidity & Funding |
| Loans / Deposits | 57.85% | 65.11% | 76.01% | 85.36% | 9th pctl | 21 / 23 | |
| Loans / Assets | 47.59% | 56.54% | 66.35% | 73.30% | 4th pctl | 22 / 23 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |