Philadelphia, PA · Charter 18446
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.50% | 2.53% | 1.01% | 2.19% | 2.26% | -24 bps | |
| Return on Equity | 17.02% | 16.19% | 6.92% | 14.26% | 14.65% | -237 bps | |
| Net Interest Margin | 3.79% | 3.87% | 2.82% | 3.59% | 3.68% | -12 bps | |
| Efficiency Ratio | 34.13% | 34.60% | 64.07% | 38.89% | 38.62% | +449 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.12% | -4.41% | -2.74% | -3.39% | 1.05% | +417 bps | |
| Loan Growth (YoY) | 6.92% | 15.36% | 4.60% | 13.53% | 14.64% | +773 bps | |
| Share Growth (YoY) | -4.60% | -5.98% | -4.22% | -4.83% | 0.30% | +490 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.92% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 11.05% | 9.42% | 10.01% | 10.03% | 9.68% | -136 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.67% | 15.63% | 14.67% | 15.37% | 15.40% | +73 bps | |
| Net Worth / Assets | 14.67% | 15.63% | 14.67% | 15.37% | 15.40% | +73 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 18.38% | 22.28% | 20.75% | 21.04% | 21.00% | +263 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |