Asbestos Workers Local 14 Philadelphia, PA · Charter 18446 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
$4.1M Assets
$735K Loans
$3.5M Shares
$639K Net Worth
Executive Summary Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 1 of 50). Widest gap: net interest margin trails 43% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 22 of 51). Overall: at or above the peer median on 7 of 7 directional measures. Return on Assets
2.27%
Rank 3 of 51
Net Interest Margin
3.67%
Rank 22 of 51
Efficiency Ratio
38.16%
Rank 1 of 50
Equity / Assets
15.41%
Rank 21 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 2.27% -0.05% 0.48% 0.90% Beats 94% 3 / 51 Return on Equity 14.71% -0.58% 4.00% 6.90% Beats 94% 3 / 51 Net Interest Margin 3.67% 2.96% 3.44% 3.98% Beats 57% 22 / 51 Efficiency Ratio 38.16% 73.91% 81.87% 94.16% Beats 100% 1 / 50 Asset Quality Nonperforming Loans / Loans 0.00% 0.19% 0.96% 1.83% Beats 100% 10 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 15.41% 10.44% 12.55% 18.48% Beats 59% 21 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 15.41% 10.44% 12.55% 18.48% Beats 59% 21 / 51 Liquidity & Funding Loans / Deposits 21.00% 28.84% 50.95% 65.41% 16th pctl 43 / 51 Loans / Assets 17.73% 20.51% 39.58% 57.94% 18th pctl 42 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11