Harrison County
Nutter Fort, WV · Charter 18254 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$15.6MAssets
$6.6MLoans
$12.7MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets (rank 276 of 1682).
- Widest gap: net interest margin trails 55% of credit unions under $1B in assets (rank 924 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.05%
Rank 547 of 1,683
Net Interest Margin
3.72%
Rank 924 of 1,683
Efficiency Ratio
72.48%
Rank 565 of 1,682
Equity / Assets
18.36%
Rank 313 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 547 / 1,683 | |
| Return on Equity | 5.72% | 2.67% | 5.89% | 8.74% | Beats 48% | 870 / 1,681 | |
| Net Interest Margin | 3.72% | 3.31% | 3.82% | 4.32% | Beats 45% | 924 / 1,683 | |
| Efficiency Ratio | 72.48% | 68.91% | 78.20% | 86.93% | Beats 66% | 565 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.26% | 0.65% | 1.29% | Beats 84% | 276 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.36% | 10.44% | 12.89% | 16.53% | Beats 81% | 313 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.36% | 10.44% | 12.89% | 16.53% | Beats 81% | 313 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 52.18% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,274 / 1,683 | |
| Loans / Assets | 42.55% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,312 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |